A roadside service plan is one of the best things that you can do to protect your safety and your wallet in case of an emergency. Not all roadside insurance plans are created equally, so here are some things to look out for when choosing a roadside assistance plan.
Good Pricing Structure
Aside from the basic cost, there are a few different pricing add-ons that could help you save money. For instance, some plans allow you to add other drivers or family vehicles for a significant discount.
Another thing to consider is the pricing options for services. One cost-efficient strategy is to find a plan that has a low rate for bare-bones emergency coverage, and then add on additional services based on your car's needs or your geographic area (such as hail protection, tire services, or others that you think are necessary).
A Range of Towing Options
Another thing to consider is where you'll be towed to if you do have a car emergency. Some of the basic plans will only tow you to the nearest repair shop, while others will let you choose your own tow shop within a specific mile radius from where you've broken down. This can end up saving you a lot of money if you are able to find a repair shop that offers much cheaper service than the closest find.
Your roadside service plan may only cover a certain geographic area. If this is the case, make sure that your plan is connected with other service providers so that you can get discounts on repairs no matter where you are in the country. With certain roadside assistance plans, you might be able to call from anywhere in the US but pay a surcharge if you are outside of your home district.
Additional Travel Perks
Finally, you can find some added sweetness in your roadside assistance plan by taking advantage of travel-related benefits. For instance, you may want to look for plans that partner with roadside restaurants and gas stations to offer discounts. These little discounts can add up to help offset the cost of your plan.
No matter which roadside assistance plan you choose, it's almost a necessity to have this kind of insurance; an auto emergency could cost you a fortune if you don't have roadside assistance to bail you out. The features above will guide you in finding the best roadside insurance plan for your wallet. Contact a local provider, such as Ruhls Diesel Repair, for further assistance.