If you have been involved in a minor accident such as being rear-ended, which only caused minor bumper damage, you should still take your car to an auto repair shop after filing a claim with your insurance. Be sure that no matter how minor the accident, you receive the other driver's insurance information in order to file a claim properly. This is especially important if the damage was done by the other driver and you are not at fault. Here are three main reasons you should be taking your car to an auto shop in this type of situation:
There Could be Underlying Damage:
Just because the exterior damage done to your vehicle appears to be minor, there could still be some underlying damage that you don't see. If you don't get your vehicle inspected after a minor accident, these underlying damages can become worse. By this time, the insurance company probably won't accept a claim for the accident since you only have a certain amount of time to file after being involved in an accident. This means you are going to have to pay out of pocket to make the repairs. If the damages are caught soon after you have filed a claim, they will be repaired and covered by the insurance company.
You Will Probably Receive a Rental Car:
If you were not at fault for the accident, the opposite party's auto insurance will pay for your rental car. If you are at fault, then you will want to check with your insurance company to see if you are covered for a rental car. Most people are if they have collision coverage. This means that taking your car to an auto repair shop after a minor accident for repairs won't be of any inconvenience for you since you will receive the rental car the moment you drop your car off.
You Want to Sell or Trade In Your Car:
If you want to sell or trade your car in in the future, then you are going to have to take your car in to an auto repair shop after a minor accident. Not only will this help repair small scratches and dents that can seriously lower the value of your vehicle, but it will also reflect well with the car's accident history, which is important for buyers.
When you know these four reasons for taking your car into an auto repair shop after a minor accident, you can see why it will be worth your time in the end. Talk to a service like Ball Tire & Automotive to learn more.